Live, Love, Laugh or LOAN, LIEN, LIE?

Pin It As a mom and a woman who may have something to share with the thousands of other Ontarian students and graduates who are stuck under the thumb of OSAP, I thought I would share this story with you…

After 11 years of garnishment re: student loan, I was finally free. Or so I thought. I was a typical student of the 90's. Went to college and then to university and end up racking up a total student loan debt of about $30,000. My payment plan issued by the bank advised me that one loan would be paid off in 9.5 years and the other in 14.5 years. That game plan seemed a little harsh so I requested interest relief in the month of November and by the following January, I was told in a generic letter that there may be a lien on my tax return. Now imagine my disgust, just starting my adult life and already having a weight on my shoulder.

Fast forward to May 2011, two children later, 10 and five years old. Tax refund is sweet and it is all mine. It took more than 9.5 but less than 14.5. Paid some bills and put a little in savings.


They say the postman always rings twice, well "ring, ring". I letter advising me that I have been audited and I must provide the necessary documents or I will be reassessed.


You have got to be kidding me, what are the chances. For ten years I have been doing this and no one had questioned me, but the first year that I hold actual funds in my hand, I am being questioned?

They (CRA) would like proof that the children are mine. What! They are ten and five, WT... WHY did you not ask who these children belonged to when you were collecting my money???? I need receipts for where I was living! Mom with two kids, I must have been living under a damn rock. I digress, I cried, I cussed, I conceded.


The system is flawed and all I can do is sit and ponder at the idea that I.O.U. $6000.00.


(I am currently in the process of submitting documents, I will let you know the outcome.)

- Camar


Personal Safety Course for Women and Girls 14+

Pin It Everyone deserves to live a life free from violence! However, in our not-so-perfect world this isn't a reality for everyone. Ladies let's take charge and learn how to defend ourselves!

Here's a recent posting I found for a personal safety course in Mississauga. It's being subsized by Safe City Mississauga and is $20 for registration. Take a look at info below:


What: Women's Empowerment and Protection Network, Level 1 - Personal Safety Course
When: Saturday, May 26, 2012, from 12-6pm
Where: Sendokan Dojo, 5030 Maingate Drive, Unit 1, Mississauga, ON, L4W 1N5 (just west of Eglinton & Dixie)
Cost: $20 - subsidized by Safe City Mississauga
How to Register: Email completed registration form to mailto:%20admin@safecitymississauga.on.ca, or fax to 905-615-4111

Malton Moms Gets Creativ!

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Unleash Your Inner Decorator! 

I’ll be honest: I am not a naturally creative person. I don’t write dub poetry, compose music, or paint murals in my leisure time. I’m a pretty straight-laced, khaki-wearing, coupon-collecting type of gal who keeps life pretty simple. However, the one thing that ignites a creative spark in me is scrapbooking. It has been a gradually progressive hobby of mine after receiving a scrapbook as a going-away present a few years ago. The lovely little photo album was filled with pictures, mementos, funny quotes and captions, and well wishes for my trip. This is the beauty of scrapbooking; it is an ideal way to showcase special pictures, share stories, capture memories, and take time to express yourself creatively in a very unintimidating manner. Never heard of this paper crafting specialty?


What is scrapbooking?
Scrapbooking is a method for preserving personal and family history in the form of a scrapbook. Typical memorabilia include photographs, printed media, and artwork. Scrapbook albums are often decorated and frequently contain extensive journaling. Scrapbooking is a widely practiced pastime in the United States. http://en.wikipedia.org/wiki/Scrapbooking


This definition captures the pastime in a nutshell and explains to me why I initially felt drawn to scrapbooking. I’m an avid jounal-ler. Since I was about 12 years old I’ve had a private journal/diary where I record my deepest (and not so deep) thoughts, feelings and dreams; on occasion, a movie ticket stub or wallet-sized photo has been glued or stapled in to remind me of a special date or time, and thus my preoccupation began. Nowadays, I find scrapbooking especially attractive in this age of digital photography. We are constantly snapping pictures – capturing memories of people, places and things- but those pictures often sequestered in our Smartphone, tablet, or digital camera and are destined in an electronic device for life without parole. We forget to print, share and give away these precious memories. (Note: I do know about social media, BUT I’m a semi-paranoid first-time mommy who refuses too many pics of my baby up on social media websites; he may be prime minster one day). Therefore, scrapbooking is a perfect incentive for me to print pictures, tell stories and share mementos.


I will admit to being very “sometime-ish” (this is a very Caribbean word, I even don’t know an English equivalent!) with my craftiness the past few years and was starting to lose my touch. To re-engage I decided to go to the Creativ Festival at the International Centre on April 28th, 2012 to take a class and buy some gear. The festival was a great opportunity to refresh my skills and create a new book for my collection.


May 31st marks the sixth year of my grandmothers passing and after years of having pictures scattered in various albums and envelopes I decided I would do something a little more grand for granny (see what i did there?). I’m working hard to have it complete by the end of the month so I will have a special souvenir to review when that day comes this year, and for years to come.


Now that I’m back in the swing of things I’m planning to start a 12-page scrapbook chronicling the first year of my sons life. As I get my scrapbooking mojo back I’m inviting others to join me; on June 20th, 2012 I will be teaching a free workshop entitled, “Introduction to Scrapbooking”. Participants will learn the basics of scrapbooking and design a page or two. I’m hoping many of our Malton moms will come out and start something special.

As always the session is free, but registration is required.
To register or for more information contact me

Intro to Scrapbooking
Date: Wednesday, June 20th, 2012 @ 6pm
Location: 7095 Rexwood Rd., Malton, ON
Cost: $0 aka FREE!!
What to bring: Yourself, a sense of adventure, and some pictures you wish to immortalize in your new love for scrapbooking!

In Memorial of Adrian Ducas - A life lost, but not forgotten

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Malton Community,
we mourn the loss of Adrian Ducas


As many of you know, on Saturday July 3rd, a tragedy happened at our community centre. Adrian Ducas, 17 years old was fatally shot at the Malton Community Centre. He was an innocent young man who graduated from highschool only days before.


The Malton Moms moved swiftly into action and called a Candlelight Vigil for the Community to help with the hurt and the healing needed to survive this event. We prayed, supported one another and worked to make connections, reminding each other that Our Lives Matter.


The Funeral took place this past Saturday, and for many of us, this helped the healing. Also, the fact that three of the four suspects have been caught offers some solace.
Malton Neighbourhood Services, The Black Community Action Network, Malton Moms and The Malton Community Building Project got together with Victim Services of Peel, Peel Region and ACYSAP to support the community with Grief Counselling supports.
Here's how you can get involved or support:
1. Donate: A Trust Account has been set up for Adrian's family. The account information is # 004 - 1862 -6525523
2. Spread the word and attend: Community Counselling Session Tuesday July 20th, 2010 at 5pm at Malton Neighbourhood Services, 3540 Morningstar Drive.
We welcome one and all who stand together in peace and value life. Solidarity
Always.
The Malton Moms
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The Malton Moms are making a Splash: @ Wild Water Kingdom! Sun July 11th

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The Malton Moms are going to Wild Water Kingdom!

The Date: Sunday July 11th, 2010.

The Time: 10 am for free parking and families can stay up till 4pm

The Menu: meaty and veggie options bbq at small cost

The Purpose: To have Fun in the Sun!

The Expectation: That you will join us for a tidal wave of good fun!

The Cost: Specialized rates for Families of 2, 4 & 6 - children under 3 are free!

Please email maltonmoms@hotmail.com for pricing info. OR Call us at 647.862.9211

Everyone is WELCOME !

Let's start Summer off right!

Summer Sun Working Group Meeting Tuesday June1st, 2010.

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Our next meeting: A Summer Sun Working Group meeting will be held at 7425 Netherwood Drive, Lancaster School in the Library.
6.45pm
Childminding available.
We will be working on the planning of our Summer Trip to Wildwater Kingdom and Fall Apple Picking.
All are welcome. Please rsvp with maltonmoms@hotmail.com

Malton Moms - Spring Social Meeting - Tuesday May 18th, 2010 6.45pm

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Greetings Malton Moms,
A warm welcome out to our Spring Social, Open House and Priority Setting Meeting for 2010.
We are anxious to gather together again to see one another, catch up and design our gameplan for the Summer ahead.
As always, all Moms from the neighbourhood are welcomed, as well as their children. We will have refreshments and we will meet in the school Library of Lancaster Public School on Netherwood Road at Morningstar Drive.
please email maltonmoms@hotmail.com to rsvp.
We will have a free giveaway of 2 Kidnetix Playplace tickets to draw from.

Recipes

Food we Love... Quick Meals... No time. Good Nutrition